You've landed at the right place. We help business owners and commercial real estate investors execute their financial goals by providing top-tier loan and funding solutions services.
Our goal is to help businesses of all sizes thrive. We have over 25 years of experience in providing business and commercial financing tailored to suit various situations and objectives. Having Simple Finance on your team of professionals is an essential step to maximize your business profits by effectively leveraging your assets.
We pride in ourselves in getting the result. We listen to our clients. We analyze each client’s unique situation. We advise financing options based on financial data gathering and analysis. Together with our clients, we execute and meet their financial goals.
We strive to understand your company, your deal and your goals by navigating the complex and ever-changing financial market.
What We Offer
We offer a wide range of financing options with access to traditional bank funding and alternative lenders.
Loan amount: $100,000-$10,000,000
Rate: 7.5-12 percent
Term: 1-5 years
Closing: within 1-2 weeks
Special program! We now offer 2nd position mortgage, secured against primarily and investment properties! LTV up to 75 percent! FIRST MORTGAGE PAYOFF IS NOT REQUIRED! (Must have sufficient equity and cash flow)
Loan amounts: $100K - $5M
Stated Income / No Income Check
Max LTV: 80%
Rates Sstarting at 6.5%
No Deposits; Borrower Only Pays Appraisal Upfront
Property May be Vested in an LLC
1-4 SFR investor solution was designed to give you more opportunities to close duplex, triplex, condo, and other multi-unit residential deals.
Business Line of Credit (700 Fico up to $250,000)
SBA Loan (SBA 504, 7A, Commercial Real Estate Loan up to $5M)
Equipment Leasing
Construction Loan (New Construction and investment Options) LTV Up to 75 Percent
Advance Amounts: $25,000 to $1,000,000
Factor Rate: 1.15 to 1.35
Term: 6 months to 24 months
Closing: Within 3-5 Business Days
Hear what our clients have to say about us and our services.
"Simple Finance got my application started very quickly, and made sure we understand the whole process and pitfalls. For every meeting we have, all forms we need were well prepared and clearly explained. Simple Finance offer is the best we’ve got, and overall we are very happy with his service. I would definitely recommend to our friends."
"I would like to thank all the hard working people at Simple Finance to make it possible to refinance several of my properties. They are really hard working and dedicated people to make sure loan or loans get closed. They are very trust worthy people at Simple Finance."
"I own several investment properties in California and needed cash out within days to purchase another profitable piece of real estate. My mortgage broker referred Simple Finance to me and the bottom line is that I received $1.5 Million within 2 weeks! The rate, terms and conditions were favorable too. I am very pleased with Simple Finance and will continue to do business with them for a long time."
As the holiday season and the end of the year approaches, many non-retail merchants see their businesses slow down. In addition, many merchants need to start thinking about how to obtain financing so they will be able to pay their tax bills early in the New Year. However, for those merchants that owe back taxes and/or have real seasonal volatility to their revenues, getting approved can be a challenge. However, this is not the case at Simple Finance. We are pleased to have secured proper financing for our clients. See our latest deals below.
Amount Funded: $1,6000,000
Deal Terms: 48 Month Option to Renewal Additional 24 Months
Collateral: First Mortgage on Commercial Property
Industry: Builder - Upstate, NY
Credit: 620
Challenges: Only 30% Tenant Occupancy / Poor Cash Flow
Other Details: Merchant had previsouly been unable to obtain financing due to inconsistent nature of revenue system.
Amount Funded: $3,000,000
Deal Terms: 12 Months
Collateral: Second Mortgage on Commercial Real Property
Industry: Restaurant - Paramus, NJ
Credit: 615
Challenges: First Mortgage Balance of $3.5 Million / Non-Income
Other Details: Merchant needed cash within 6 days but we funded within 3 days!
Give us a call, write us a message, shoot us an email or better yet, please visit our office and let's talk!
560 Sylvan Ave, Suite 1050
Englewood Cliffs, NJ 07632
(201) 464-1010
info@simplefinancegroup.com